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Cafe for sale, Sydney NSW

Photos: LINK Business Brokers

Photo 1 of 8

About the business

A takeaway cafe in the Surry Hills business district, Sydney, New South Wales. It trades 5 days per week. It runs with minimal staff, with key staff in the business. The lease is 1+3+3. The broker reports that the owner works in the business 30 hours and that there are lines of customers out the door every day.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $199,000 is paid

  • Your cash $59,700
  • Loan $139,300

What borrowing costs

$176,488 repaid in all

  • Borrowed $139,300
  • Interest $37,188
AU-17360Estimate

Asking price$199,000

Paid by

Your cash$59,700

Secured loan, 7 years at 6.98%$139,300

Each month

Loan repayment$2,100

Repayments each month

$2,100

Over 7 years you repay $176,488, of which $37,188 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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