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Bakery for sale, Cairns QLD

Photos: LINK Business Brokers

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About the business

A bakery in Cairns, Queensland. It sells breads, including artisan and speciality breads, cakes, pastries and pies, to retail and wholesale customers. It trades 7 days a week. Staff are 4 qualified bakers, 2 pastry chefs and retail staff. It is a trademarked operation, and the store is fully air conditioned. There is an option to purchase the freehold. The broker reports capacity to supply another outlet and that no baking experience is required.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $375,000 is paid

  • Your cash $112,500
  • Loan $262,500

What borrowing costs

$332,578 repaid in all

  • Borrowed $262,500
  • Interest $70,078
AU-17396Estimate

Asking price$375,000

Paid by

Your cash$112,500

Secured loan, 7 years at 6.98%$262,500

Each month

Loan repayment$3,960

Repayments each month

$3,960

Over 7 years you repay $332,578, of which $70,078 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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