Cafe for sale, Wollongong NSW

Photos: LINK Business Brokers

About the business

A coffee boutique in a beachside location in Wollongong. It is presently under management, and highly qualified staff are in place. It has a brand new fit-out. Stock is extra.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$112,500 of the $375,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $375,000 is paid

Your cash $112,500
Loan $262,500

What borrowing costs

$332,578 repaid in all

Borrowed $262,500
Interest $70,078

AU-17407Estimate

Asking price$375,000

Paid by

Your cash$112,500

Secured loan, 7 years at 6.98%$262,500

Each month

Loan repayment$3,960

Repayments each month

$3,960

Over 7 years you repay $332,578, of which $70,078 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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