Cafe for sale, New South Wales NSW

Photos: LINK Business Brokers

About the business

A cafe in New South Wales. It has traded for 4 years and uses 20kg of coffee per week. It is close to schools, a major hospital and corporates. A long lease is in place. The reason given for the sale is that the current owner has achieved her goal and is looking to pass on the business. The broker reports slim to no competition due to its location and niche food market.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$82,500 of the $275,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $275,000 is paid

Your cash $82,500
Loan $192,500

What borrowing costs

$243,891 repaid in all

Borrowed $192,500
Interest $51,391

AU-17419Estimate

Asking price$275,000

Paid by

Your cash$82,500

Secured loan, 7 years at 6.98%$192,500

Each month

Loan repayment$2,900

Repayments each month

$2,900

Over 7 years you repay $243,891, of which $51,391 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

Open the full calculator

More in food and hospitality

See all