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Bakery for sale, Australia-wide

Photos: LINK Business Brokers

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About the business

A bakery cafe in the inner west. It was established almost 5 years ago. It is under management on a day to day basis, and the current owners do not work in the business on a daily basis. It has a long lease with favourable terms. It holds a liquor licence and DA, and registered trademarks. The broker reports many loyal customers and that no industry experience is required.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $399,000 is paid

  • Your cash $119,700
  • Loan $279,300

What borrowing costs

$353,863 repaid in all

  • Borrowed $279,300
  • Interest $74,563
AU-17472Estimate

Asking price$399,000

Paid by

Your cash$119,700

Secured loan, 7 years at 6.98%$279,300

Each month

Loan repayment$4,210

Repayments each month

$4,210

Over 7 years you repay $353,863, of which $74,563 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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