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Wholesale business for sale, Toowoomba QLD

Photos: LINK Business Brokers

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About the business

A wholesale and distribution business for grocery products in Toowoomba, Queensland. It has been established 20 years. It serves supermarkets, restaurants, takeaways, motels and work camps, servicing SW Qld country areas. It is currently operated by a husband and wife team, who trade 3.5 days a week including deliveries and ordering. There is no warehousing, the work is from home and there are no landlords. 2 refrigerated trucks and equipment are included. The broker reports that the owners will train and support for a period agreed upon and that the business can be relocated anywhere in SW to SE Qld.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $495,000 is paid

  • Your cash $148,500
  • Loan $346,500

What borrowing costs

$439,003 repaid in all

  • Borrowed $346,500
  • Interest $92,503
AU-17500Estimate

Asking price$495,000

Paid by

Your cash$148,500

Secured loan, 7 years at 6.98%$346,500

Each month

Loan repayment$5,230

Repayments each month

$5,230

Over 7 years you repay $439,003, of which $92,503 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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