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Cafe for sale, Sydney NSW

Photos: LINK Business Brokers

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About the business

A restaurant with a separate street front cafe, both on the same lease, in Sydney, New South Wales. There are 5 years on the lease. The restaurant is fully licensed, and the dining room has up to 105 seats. There is a mezzanine level private dining space, a kitchen fit-out with specialised appliances and temperature controlled wine storage. It is centrally located, close to the CBD. The reason given for the sale is that the owner/operator is moving interstate. The broker reports the rent is paid from the cafe sales.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $99,000 is paid

  • Your cash $29,700
  • Loan $69,300

What borrowing costs

$87,801 repaid in all

  • Borrowed $69,300
  • Interest $18,501
AU-17539Estimate

Asking price$99,000

Paid by

Your cash$29,700

Secured loan, 7 years at 6.98%$69,300

Each month

Loan repayment$1,050

Repayments each month

$1,050

Over 7 years you repay $87,801, of which $18,501 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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Cafe for sale, Sydney NSW | Signetry