Cafe for sale, Sydney NSW

Photos: LINK Business Brokers

About the business

A cafe business in Sydney, New South Wales. It includes a sandwich shop side and has been established since 2009. Complete books are included, and full training is provided to the right applicant or buyer. The broker reports business award wins in 2010, 2011 and 2012, and that the sandwich shop side is fully managed.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$74,700 of the $249,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $249,000 is paid

Your cash $74,700
Loan $174,300

What borrowing costs

$220,832 repaid in all

Borrowed $174,300
Interest $46,532

AU-17548Estimate

Asking price$249,000

Paid by

Your cash$74,700

Secured loan, 7 years at 6.98%$174,300

Each month

Loan repayment$2,630

Repayments each month

$2,630

Over 7 years you repay $220,832, of which $46,532 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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