Cafe for sale, Sydney NSW

Photos: LINK Business Brokers

About the business

A Gloria Jeans cafe with a breakfast and lunch menu in Sydney, New South Wales. The owner does not work in the store, which runs under full management. It is in a shopping centre with plenty of seating for customers, recently renovated to GJC standards. The lease runs through to June 2022. The broker reports a busy shopping centre that is a meeting place for locals.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$154,500 of the $515,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $515,000 is paid

Your cash $154,500
Loan $360,500

What borrowing costs

$456,741 repaid in all

Borrowed $360,500
Interest $96,241

AU-17610Estimate

Asking price$515,000

Paid by

Your cash$154,500

Secured loan, 7 years at 6.98%$360,500

Each month

Loan repayment$5,440

Repayments each month

$5,440

Over 7 years you repay $456,741, of which $96,241 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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