Cafe for sale, Newcastle NSW
Photos: LINK Business Brokers
About the business
A European styled cafe and restaurant in the heart of Newcastle, New South Wales. It serves wine and cheese boards, and baguettes to take home in the afternoon. It operates just 5 days a week. It includes upstairs living space that can be rented out, or occupied by the new owners. The broker reports that all staff are enthusiastic and genuinely like working there, and that the business could expand into adjacent space, subject to Council approval.
Financing calculator
An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.
Asking price$100,000
Paid by
Your cash$30,000
Secured loan, 7 years at 6.98%$70,000
Each month
Loan repayment$1,060
Repayments each month
$1,060
Over 7 years you repay $88,687, of which $18,687 is interest.
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.
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