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Cafe for sale, Sydney NSW

Photos: LINK Business Brokers

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About the business

A cafe on the Sydney North Shore, New South Wales. It opened one year ago. It is open 6 days per week and is operated under management, with the owner working less than 10 hours per week in the business. It sells 35Kg of coffee per week. It is close to a train station and a large shopping mall. The broker reports a long secure lease.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $299,000 is paid

  • Your cash $89,700
  • Loan $209,300

What borrowing costs

$265,176 repaid in all

  • Borrowed $209,300
  • Interest $55,876
AU-17654Estimate

Asking price$299,000

Paid by

Your cash$89,700

Secured loan, 7 years at 6.98%$209,300

Each month

Loan repayment$3,160

Repayments each month

$3,160

Over 7 years you repay $265,176, of which $55,876 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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