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Cafe for sale, Gold Coast QLD

Photos: LINK Business Brokers

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About the business

A cafe doing breakfast and lunch trade on the Gold Coast, Queensland. It has been established for 4.5 years with the same owner. It trades breakfast and lunch only, with 1 owner and 4 staff. It has indoor and outdoor seating for 45 people. A fully equipped kitchen and bar are included, and stock is extra. The broker reports a local repeat clientele and room to improve and trade for dinner.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $120,000 is paid

  • Your cash $36,000
  • Loan $84,000

What borrowing costs

$106,425 repaid in all

  • Borrowed $84,000
  • Interest $22,425
AU-17661Estimate

Asking price$120,000

Paid by

Your cash$36,000

Secured loan, 7 years at 6.98%$84,000

Each month

Loan repayment$1,270

Repayments each month

$1,270

Over 7 years you repay $106,425, of which $22,425 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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