Cafe for sale, Australia-wide

Photos: LINK Business Brokers

About the business

A cafe. It has seating for 60 inside and out and sells about 40kg of coffee weekly. A two bedroom residence upstairs is included in the rent. Full training is provided. The broker reports it is located in one of the busiest and best positions in the area and is easy to run.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$148,500 of the $495,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $495,000 is paid

Your cash $148,500
Loan $346,500

What borrowing costs

$439,003 repaid in all

Borrowed $346,500
Interest $92,503

AU-17672Estimate

Asking price$495,000

Paid by

Your cash$148,500

Secured loan, 7 years at 6.98%$346,500

Each month

Loan repayment$5,230

Repayments each month

$5,230

Over 7 years you repay $439,003, of which $92,503 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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