Cafe for sale, Sydney NSW

Photos: LINK Business Brokers

About the business

An established cafe in Sydney CBD, New South Wales. It was established 7 years ago and trades Mon-Fri, 5 days a week. It is surrounded by a large business district and normal housing. The broker reports established and loyal customers and potential for establishing weekend trade.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$52,500 of the $175,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $175,000 is paid

Your cash $52,500
Loan $122,500

What borrowing costs

$155,203 repaid in all

Borrowed $122,500
Interest $32,703

AU-17680Estimate

Asking price$175,000

Paid by

Your cash$52,500

Secured loan, 7 years at 6.98%$122,500

Each month

Loan repayment$1,850

Repayments each month

$1,850

Over 7 years you repay $155,203, of which $32,703 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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