Cafe for sale, Sydney NSW

Photos: LINK Business Brokers

About the business

A coffee franchise cafe in Sydney, New South Wales. It is open for breakfast and lunch. It is in the largest shopping centre on the Central Coast, in a 30 sq metre store with 50 sq metres of licensed seating. The fit out is new. The lease is 7 years. The menu includes European dishes, pizza, BBQ meats, savouries, salads, sweets, yoghurt, fresh juices and coffee. The broker reports the cafe is located in the centre with many passers by.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$74,700 of the $249,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $249,000 is paid

Your cash $74,700
Loan $174,300

What borrowing costs

$220,832 repaid in all

Borrowed $174,300
Interest $46,532

AU-17731Estimate

Asking price$249,000

Paid by

Your cash$74,700

Secured loan, 7 years at 6.98%$174,300

Each month

Loan repayment$2,630

Repayments each month

$2,630

Over 7 years you repay $220,832, of which $46,532 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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