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Cafe for sale, Australia-wide

Photos: LINK Business Brokers

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About the business

A Gloria Jeans cafe. It has a 15 year lease. The store is brand new, the first of a new design for the GJ stores, on a main street in a busy area surrounded by many local businesses. The reason given for the sale is that the owner is selling prematurely due to other business opportunities. The broker reports ongoing franchisor training and support.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $400,000 is paid

  • Your cash $120,000
  • Loan $280,000

What borrowing costs

$354,750 repaid in all

  • Borrowed $280,000
  • Interest $74,750
AU-17780Estimate

Asking price$400,000

Paid by

Your cash$120,000

Secured loan, 7 years at 6.98%$280,000

Each month

Loan repayment$4,220

Repayments each month

$4,220

Over 7 years you repay $354,750, of which $74,750 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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