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Cafe for sale, Riverina NSW

Photos: LINK Business Brokers

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About the business

A cafe in the Riverina, New South Wales. It sells 50 to 60kg of coffee weekly plus 20 to 30kg of retail take-home coffee. It is run entirely under management and has key staff in place. Handover terms are offered to the approved purchaser. The fit-out has an industrial/rustic feel with timbers, brick and metal, and the kitchen was recently upgraded. The broker reports the cafe has been featured in both local and national media and has repeat business.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $320,000 is paid

  • Your cash $96,000
  • Loan $224,000

What borrowing costs

$283,800 repaid in all

  • Borrowed $224,000
  • Interest $59,800
AU-17797Estimate

Asking price$320,000

Paid by

Your cash$96,000

Secured loan, 7 years at 6.98%$224,000

Each month

Loan repayment$3,380

Repayments each month

$3,380

Over 7 years you repay $283,800, of which $59,800 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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