Cafe for sale, Sydney NSW

Photos: LINK Business Brokers

About the business

A cafe situated in a shopping complex in Sydney. It seats 20 customers and is fully equipped. It trades Monday to Saturday from workers and on weekends from locals, and extended trading hours are allowed. The broker reports the owner will agree to a trial period for the right buyer.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$45,000 of the $150,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $150,000 is paid

Your cash $45,000
Loan $105,000

What borrowing costs

$133,031 repaid in all

Borrowed $105,000
Interest $28,031

AU-17798Estimate

Asking price$150,000

Paid by

Your cash$45,000

Secured loan, 7 years at 6.98%$105,000

Each month

Loan repayment$1,580

Repayments each month

$1,580

Over 7 years you repay $133,031, of which $28,031 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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