Cafe for sale, Sydney NSW

Photos: LINK Business Brokers

About the business

A cafe in a shopping centre in Chatswood, Sydney. The site is 25 sqm and close to the shopping centre entrance. The business is currently under management. The broker reports that it is easy to run and that the staff are very friendly.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$14,700 of the $49,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $49,000 is paid

Your cash $14,700
Loan $34,300

What borrowing costs

$43,457 repaid in all

Borrowed $34,300
Interest $9,157

AU-17909Estimate

Asking price$49,000

Paid by

Your cash$14,700

Secured loan, 7 years at 6.98%$34,300

Each month

Loan repayment$520

Repayments each month

$520

Over 7 years you repay $43,457, of which $9,157 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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