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Cafe for sale, Sydney NSW

Photos: LINK Business Brokers

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About the business

A cafe with a full breakfast and lunch menu including wraps, sandwiches, pasta, salad and frittata in Sydney, New South Wales. It also sells cakes, birthday cakes and macaroons. The owner does not work in the store, and the staff include a barista and a chef. It is in the centre of a food court, with a full kitchen facility and no heavy cooking. A new lease has just been granted. The broker reports an established clientele with many loyal customers.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $399,000 is paid

  • Your cash $119,700
  • Loan $279,300

What borrowing costs

$353,863 repaid in all

  • Borrowed $279,300
  • Interest $74,563
AU-18043Estimate

Asking price$399,000

Paid by

Your cash$119,700

Secured loan, 7 years at 6.98%$279,300

Each month

Loan repayment$4,210

Repayments each month

$4,210

Over 7 years you repay $353,863, of which $74,563 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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