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Cafe for sale, Newcastle NSW

Photos: LINK Business Brokers

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About the business

A cafe in Newcastle, New South Wales. Its customers are university staff and students. It is currently run at arms length and would suit an owner operator. It has a long term lease with an option period. The broker reports reliable staff that are very popular with customers and a location in a very busy part of the university.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $99,500 is paid

  • Your cash $29,850
  • Loan $69,650

What borrowing costs

$88,244 repaid in all

  • Borrowed $69,650
  • Interest $18,594
AU-18091Estimate

Asking price$99,500

Paid by

Your cash$29,850

Secured loan, 7 years at 6.98%$69,650

Each month

Loan repayment$1,050

Repayments each month

$1,050

Over 7 years you repay $88,244, of which $18,594 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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