Bakery for sale, Sydney NSW

Photos: LINK Business Brokers

About the business

A bakery and patisserie selling French pastries, breads and desserts in Sydney, New South Wales. Products are hand-made daily on-site by a team of pastry chefs, including baguettes and breads, and desserts such as Tarte au Chocolat, Eclairs and Macarons. The shop is in a shopping centre location. A permanent weekly market spot, 1 day trade per week, is included.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$7,500 of the $25,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $25,000 is paid

Your cash $7,500
Loan $17,500

What borrowing costs

$22,172 repaid in all

Borrowed $17,500
Interest $4,672

AU-18216Estimate

Asking price$25,000

Paid by

Your cash$7,500

Secured loan, 7 years at 6.98%$17,500

Each month

Loan repayment$260

Repayments each month

$260

Over 7 years you repay $22,172, of which $4,672 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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