Cafe for sale, Sydney NSW

Photos: LINK Business Brokers

About the business

A cafe franchise in Sydney, New South Wales. It is in a new development at Bella Vista, with an 81 sqm shop area, additional seating and car-space. The fit-out is new. The lease term is 10 years. The broker reports no percentage royalties.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$88,500 of the $295,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $295,000 is paid

Your cash $88,500
Loan $206,500

What borrowing costs

$261,628 repaid in all

Borrowed $206,500
Interest $55,128

AU-18301Estimate

Asking price$295,000

Paid by

Your cash$88,500

Secured loan, 7 years at 6.98%$206,500

Each month

Loan repayment$3,110

Repayments each month

$3,110

Over 7 years you repay $261,628, of which $55,128 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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