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Cafe for sale, Newcastle NSW

Photos: LINK Business Brokers

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About the business

A cafe in an industrial precinct of Newcastle, New South Wales. It trades 5 days per week and is currently run by an owner operator. It serves a range of eat in and take away foods to a blue collar to corporate clientele, with plenty of offices and factories nearby. It has an existing corporate catering customer base and near daily catering orders from the precinct and surrounding areas. Orders can be pre ordered on a smart phone app. The broker reports that it is extremely clean, hygienic and well presented, and well supported by financials.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $125,000 is paid

  • Your cash $37,500
  • Loan $87,500

What borrowing costs

$110,859 repaid in all

  • Borrowed $87,500
  • Interest $23,359
AU-18385Estimate

Asking price$125,000

Paid by

Your cash$37,500

Secured loan, 7 years at 6.98%$87,500

Each month

Loan repayment$1,320

Repayments each month

$1,320

Over 7 years you repay $110,859, of which $23,359 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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