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Franchise cafe serving coffee and a broad menu

Photos: LINK Business Brokers

Photo 1 of 6

About the business

A franchise cafe backed by a franchisor, serving coffee and a broad menu in a shopping centre on the Southern Gold Coast, Queensland. The current owner chooses to work in the cafe. Staff are trained, with systems and procedures in place to run the cafe in the owner's absence. It has a fit-out and a kid's play area, and a long-term lease is in place. The reason given for the sale is interstate commitments. The broker reports a new fit-out, with nothing to spend on capital equipment.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $89,000 is paid

  • Your cash $26,700
  • Loan $62,300

What borrowing costs

$78,932 repaid in all

  • Borrowed $62,300
  • Interest $16,632
AU-18404Estimate

Asking price$89,000

Paid by

Your cash$26,700

Secured loan, 7 years at 6.98%$62,300

Each month

Loan repayment$940

Repayments each month

$940

Over 7 years you repay $78,932, of which $16,632 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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