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50 seat cafe offering eat in and take away foods

Photos: LINK Business Brokers

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About the business

A cafe offering eat in and take away foods in Lake Macquarie, New South Wales. It is a 50 seat cafe on a main thoroughfare in Lake Macquarie. It is currently run under a partnership arrangement. The current owners will provide full training and assist in the transition. It was a Hunter Business Awards Finalist in 2020. The broker reports it is widely regarded as having the best coffee in the area and has a significant amount of existing loyal customers.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $87,500 is paid

  • Your cash $26,250
  • Loan $61,250

What borrowing costs

$77,602 repaid in all

  • Borrowed $61,250
  • Interest $16,352
AU-18417Estimate

Asking price$87,500

Paid by

Your cash$26,250

Secured loan, 7 years at 6.98%$61,250

Each month

Loan repayment$920

Repayments each month

$920

Over 7 years you repay $77,602, of which $16,352 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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