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French patisserie, bakery, cafe and cake shop

Photos: LINK Business Brokers

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About the business

A French patisserie and bakery and cafe in Melbourne's inner eastern suburbs. It includes a bakery, cafe, coffee, take-away, French patisserie and cake shop. It has heavy foot traffic 7 days a week. It is on a corner location, moments from the CBD, with a 3-bedroom dwelling upstairs in good condition. The reason given for the sale is that the vendor is only selling due to ill health. The broker reports potential to generate even higher profits through wholesaling and introducing delivery services.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $220,000 is paid

  • Your cash $66,000
  • Loan $154,000

What borrowing costs

$195,112 repaid in all

  • Borrowed $154,000
  • Interest $41,112
AU-18441Estimate

Asking price$220,000

Paid by

Your cash$66,000

Secured loan, 7 years at 6.98%$154,000

Each month

Loan repayment$2,320

Repayments each month

$2,320

Over 7 years you repay $195,112, of which $41,112 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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