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Cafe with local office catering and events

Photos: LINK Business Brokers

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About the business

A cafe in Gold Coast, Queensland, open 5 days per week. It trades from 7am to 3pm, Monday to Friday. It serves professional office workers and the surrounding retail district, with local office catering and events, and uses coffee at 12 to 14 kg a week. It has one owner with 1 casual staff member, and the owner is willing to provide all the training required. The corner position has wide frontage, with indoor and outdoor dining seating for 40 customers under cover. A long lease to 2025 is in place. Included are commercial equipment including a 20 rack combi oven, and a walk-in cool room. The reason given for the sale is family reasons. The broker reports breakfast and lunch trade growing daily with new menu offerings.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $130,000 is paid

  • Your cash $39,000
  • Loan $91,000

What borrowing costs

$115,294 repaid in all

  • Borrowed $91,000
  • Interest $24,294
AU-18494Estimate

Asking price$130,000

Paid by

Your cash$39,000

Secured loan, 7 years at 6.98%$91,000

Each month

Loan repayment$1,370

Repayments each month

$1,370

Over 7 years you repay $115,294, of which $24,294 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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