SignetryAU
Join free

Bakery for sale, Toowoomba QLD

Photos: LINK Business Brokers

Photo 1 of 2

About the business

A bakery in Toowoomba, Queensland. It has been owned and operated by the current owner for over 8 years. It would ideally suit a qualified baker, or can be run under management. The premises are in a growing residential area near Toowoomba, with plenty of customer parking. The fit out is included. The broker reports a loyal client base and a reputation for award winning products.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $160,000 is paid

  • Your cash $48,000
  • Loan $112,000

What borrowing costs

$141,900 repaid in all

  • Borrowed $112,000
  • Interest $29,900
AU-18516Estimate

Asking price$160,000

Paid by

Your cash$48,000

Secured loan, 7 years at 6.98%$112,000

Each month

Loan repayment$1,690

Repayments each month

$1,690

Over 7 years you repay $141,900, of which $29,900 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

Open the full calculator

More in food and hospitality

See all
Bakery for sale, Toowoomba QLD | Signetry