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Cafe for sale, Newcastle NSW

Photos: LINK Business Brokers

Photo 1 of 8

About the business

A newly renovated cafe in Newcastle, New South Wales. It serves freshly made sandwiches, hamburgers and homemade scallops, and caters for local businesses and private functions. The premises are fully fitted out. The broker reports that it sells approximately 12kgs of coffee per week.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $55,000 is paid

  • Your cash $16,500
  • Loan $38,500

What borrowing costs

$48,778 repaid in all

  • Borrowed $38,500
  • Interest $10,278
AU-18559Estimate

Asking price$55,000

Paid by

Your cash$16,500

Secured loan, 7 years at 6.98%$38,500

Each month

Loan repayment$580

Repayments each month

$580

Over 7 years you repay $48,778, of which $10,278 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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