Cafe for sale, Melbourne VIC

Photos: LINK Business Brokers

About the business

A coffee kiosk in Melbourne, Victoria. It is in the foyer of a high-rise office building in South Yarra, equipped with a modern display fridge, coffee machine, counter and washing facilities. It has a 15 year lease. The broker reports low overheads and huge potential to increase the menu.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$22,500 of the $75,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $75,000 is paid

Your cash $22,500
Loan $52,500

What borrowing costs

$66,516 repaid in all

Borrowed $52,500
Interest $14,016

AU-18735Estimate

Asking price$75,000

Paid by

Your cash$22,500

Secured loan, 7 years at 6.98%$52,500

Each month

Loan repayment$790

Repayments each month

$790

Over 7 years you repay $66,516, of which $14,016 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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