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Cafe for sale, Newcastle NSW

Photos: LINK Business Brokers

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About the business

A cafe in Newcastle, New South Wales. It has a seating capacity of 70 across the dining room, courtyard and council approved footpath seating. Coffee volume is 30kg per week. Staff are able to run the business with minimal owner involvement. The cafe is on a main road with ample parking, with a fully equipped kitchen and a newly renovated modern fit out. The broker reports a social media following of 12,500 across Facebook and Instagram.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $200,000 is paid

  • Your cash $60,000
  • Loan $140,000

What borrowing costs

$177,375 repaid in all

  • Borrowed $140,000
  • Interest $37,375
AU-18818Estimate

Asking price$200,000

Paid by

Your cash$60,000

Secured loan, 7 years at 6.98%$140,000

Each month

Loan repayment$2,110

Repayments each month

$2,110

Over 7 years you repay $177,375, of which $37,375 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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