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Cafe for sale, Melbourne VIC

Photos: LINK Business Brokers

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About the business

A cafe selling coffee and focaccias in Melbourne, Victoria. It has been trading for the last 30 years. It is open 7 days per week. It is on a local shopping strip, with ample customer parking. The 200sqm site has a full commercial kitchen and a walk in coolroom. There is seating for 80 inside and 40 outside. It has an 11pm liquor licence including BYO. It is held on a 16 year lease. The broker reports an extremely well known cafe that continues to experience high growth rates.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $350,000 is paid

  • Your cash $105,000
  • Loan $245,000

What borrowing costs

$310,406 repaid in all

  • Borrowed $245,000
  • Interest $65,406
AU-18850Estimate

Asking price$350,000

Paid by

Your cash$105,000

Secured loan, 7 years at 6.98%$245,000

Each month

Loan repayment$3,700

Repayments each month

$3,700

Over 7 years you repay $310,406, of which $65,406 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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