Cafe for sale, Melbourne VIC

Photos: LINK Business Brokers

About the business

A coffee shop and cafe in Melbourne, Victoria. It has 2 full-time and 8 casual staff and is fully managed. It operates 7 days a week. The premises are 215 sqm. It has a diverse culinary menu and sells 15 to 20 kg of coffee per week. The broker reports a full commercial kitchen and a dedicated cool room.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$77,700 of the $259,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $259,000 is paid

Your cash $77,700
Loan $181,300

What borrowing costs

$229,701 repaid in all

Borrowed $181,300
Interest $48,401

AU-19304Estimate

Asking price$259,000

Paid by

Your cash$77,700

Secured loan, 7 years at 6.98%$181,300

Each month

Loan repayment$2,730

Repayments each month

$2,730

Over 7 years you repay $229,701, of which $48,401 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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