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Bakery for sale, Sydney NSW

About the business

A bakery in a village style local shopping centre on the main road, Eastern Suburbs of Sydney, beachside location. It has been well established for over 20 years. It trades 7 days, on shopping centre hours. The premises are 52m2, with a retail front area of approx 15 m2. Coffee can be introduced and is allowed by the shopping centre. Stock is extra. It would suit a baker or owner operator. It is located near residential, supermarket and other retail, local schools and tourists. The reason given for the sale is that the current owner is not a baker and is motivated to sell.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $53,000 is paid

  • Your cash $15,900
  • Loan $37,100

What borrowing costs

$47,004 repaid in all

  • Borrowed $37,100
  • Interest $9,904
AU-19334Estimate

Asking price$53,000

Paid by

Your cash$15,900

Secured loan, 7 years at 6.98%$37,100

Each month

Loan repayment$560

Repayments each month

$560

Over 7 years you repay $47,004, of which $9,904 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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