Cafe for sale, Sydney NSW

Photos: LINK Business Brokers

About the business

A licensed cafe and restaurant near Sydney CBD in a marina setting. It trades Wednesday to Sunday, 8 am to 4 pm. It is licensed for 130 patrons. The newly renovated waterfront premises have a commercial kitchen and outdoor deck seating. The lease is secured until July 2028. The broker reports that trading days and hours can be extended and that there is robust local patronage.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$134,700 of the $449,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $449,000 is paid

Your cash $134,700
Loan $314,300

What borrowing costs

$398,207 repaid in all

Borrowed $314,300
Interest $83,907

AU-19442Estimate

Asking price$449,000

Paid by

Your cash$134,700

Secured loan, 7 years at 6.98%$314,300

Each month

Loan repayment$4,740

Repayments each month

$4,740

Over 7 years you repay $398,207, of which $83,907 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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