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Cafe for sale, Sydney NSW

Photos: LINK Business Brokers

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About the business

A cafe in Sydney, New South Wales, serving coffee blends and a French menu. It also serves hot beverages, pastries and light meals. It has been operating since 2019. A team of ten members fully manages daily operations. It is located in a commercial strip with an oceanfront view, in 120 sqm premises. It has 60 seats indoors and more in its front deck open area. It holds a liquor licence. The broker reports that it sells 28 to 30 kg of coffee weekly.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $395,000 is paid

  • Your cash $118,500
  • Loan $276,500

What borrowing costs

$350,316 repaid in all

  • Borrowed $276,500
  • Interest $73,816
AU-19743Estimate

Asking price$395,000

Paid by

Your cash$118,500

Secured loan, 7 years at 6.98%$276,500

Each month

Loan repayment$4,170

Repayments each month

$4,170

Over 7 years you repay $350,316, of which $73,816 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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