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Cafe for sale, Melbourne VIC

Photos: LINK Business Brokers

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About the business

A university cafe selling coffee and cakes on a CBD fringe university campus in Melbourne, Victoria. It operates only 5 days with short hours. The retail premises are in a high foot traffic location. The broker reports relatively new and extensively equipped premises and a simple operation.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $468,000 is paid

  • Your cash $140,400
  • Loan $327,600

What borrowing costs

$415,057 repaid in all

  • Borrowed $327,600
  • Interest $87,457
AU-19890Estimate

Asking price$468,000

Paid by

Your cash$140,400

Secured loan, 7 years at 6.98%$327,600

Each month

Loan repayment$4,940

Repayments each month

$4,940

Over 7 years you repay $415,057, of which $87,457 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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Cafe for sale, Melbourne VIC | Signetry