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Cafe for sale, Melbourne VIC

Photos: LINK Business Brokers

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About the business

A chattel sale of near-new plant and equipment from a recently closed cafe in Melbourne, Victoria. The cafe started operating only in April 2024. The lease has 10.5 years remaining (2.5 years remaining plus 4 x 8-year options). The sale is a chattel sale of plant and equipment including everything needed for cafe operations. There is seating for up to 23 guests, with 8 indoor and 15 outdoor seats. The premises are just metres from a train station and directly opposite an underpass, and the outdoor seating area is equipped with heaters.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $75,000 is paid

  • Your cash $22,500
  • Loan $52,500

What borrowing costs

$66,516 repaid in all

  • Borrowed $52,500
  • Interest $14,016
AU-19893Estimate

Asking price$75,000

Paid by

Your cash$22,500

Secured loan, 7 years at 6.98%$52,500

Each month

Loan repayment$790

Repayments each month

$790

Over 7 years you repay $66,516, of which $14,016 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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Cafe for sale, Melbourne VIC | Signetry