Cafe for sale, Mid North Coast NSW

Photos: LINK Business Brokers

About the business

A freehold cafe and tapas bar in Macksville, Mid North Coast, New South Wales. It serves a range of tapas, specialty coffees and more to locals and tourists. The property is owned outright and zoned for business, with no ongoing lease commitments. The broker reports a loyal customer base and potential to build multistory to a council-approved height restriction.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$358,500 of the $1,195,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $1,195,000 is paid

Your cash $358,500
Loan $836,500

What borrowing costs

$1,059,815 repaid in all

Borrowed $836,500
Interest $223,315

AU-19896Estimate

Asking price$1,195,000

Paid by

Your cash$358,500

Secured loan, 7 years at 6.98%$836,500

Each month

Loan repayment$12,620

Repayments each month

$12,620

Over 7 years you repay $1,059,815, of which $223,315 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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