Cafe for sale, Toowoomba QLD

Photos: LINK Business Brokers

About the business

A boutique coffee shop business in Toowoomba, Queensland. A long term lease is in place. The broker reports a well trained team of staff in place and potential for additional catering and private functions.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$13,500 of the $45,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $45,000 is paid

Your cash $13,500
Loan $31,500

What borrowing costs

$39,909 repaid in all

Borrowed $31,500
Interest $8,409

AU-20019Estimate

Asking price$45,000

Paid by

Your cash$13,500

Secured loan, 7 years at 6.98%$31,500

Each month

Loan repayment$480

Repayments each month

$480

Over 7 years you repay $39,909, of which $8,409 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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