Cafe for sale, Coffs Harbour NSW

Photos: LINK Business Brokers

About the business

A cafe and hospitality business on the Coffs Coast, NSW. It serves artisan coffee and a creative menu from a coastal village location. The commercial kitchen, fit-out and trained staff are included. The broker reports loyal customers and consistent profitability.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$178,500 of the $595,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $595,000 is paid

Your cash $178,500
Loan $416,500

What borrowing costs

$527,691 repaid in all

Borrowed $416,500
Interest $111,191

AU-20090Estimate

Asking price$595,000

Paid by

Your cash$178,500

Secured loan, 7 years at 6.98%$416,500

Each month

Loan repayment$6,280

Repayments each month

$6,280

Over 7 years you repay $527,691, of which $111,191 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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