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Cafe for sale, Melbourne VIC

Photos: LINK Business Brokers

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About the business

A cafe and restaurant focusing on tapas, meze and share plates in Melbourne, Victoria. It is in the heart of the Eltham shopping and dining precinct. It is open 6 days per week, closed Mondays, and is run semi under management. The premises are 150sqm with a coffee window opening onto the street, and a fit-out including a full commercial kitchen. It seats 100 in and out and has an 11pm liquor licence. It is held on a 15 year lease. The broker reports it is a hit among locals.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $280,000 is paid

  • Your cash $84,000
  • Loan $196,000

What borrowing costs

$248,325 repaid in all

  • Borrowed $196,000
  • Interest $52,325
AU-20095Estimate

Asking price$280,000

Paid by

Your cash$84,000

Secured loan, 7 years at 6.98%$196,000

Each month

Loan repayment$2,960

Repayments each month

$2,960

Over 7 years you repay $248,325, of which $52,325 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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Cafe for sale, Melbourne VIC | Signetry