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Bakery for sale, Sydney NSW

Photos: LINK Business Brokers

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About the business

A patisserie in Sydney, New South Wales. It is a franchise brand store in a metropolitan shopping centre in Sydney's Lower North Shore. There is no cooking or baking in store, with daily delivery of product from a central kitchen. A new 3 year lease is on offer. The broker reports a loyal local customer base.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $95,000 is paid

  • Your cash $28,500
  • Loan $66,500

What borrowing costs

$84,253 repaid in all

  • Borrowed $66,500
  • Interest $17,753
AU-20119Estimate

Asking price$95,000

Paid by

Your cash$28,500

Secured loan, 7 years at 6.98%$66,500

Each month

Loan repayment$1,000

Repayments each month

$1,000

Over 7 years you repay $84,253, of which $17,753 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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