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Childcare centre for sale, Mornington Peninsula VIC

Photos: LINK Business Brokers

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About the business

A boutique early childhood service in the Mornington Peninsula region, Victoria. It was established in 2010. It is licensed for up to 17 children aged 3-5 years and currently operates four days per week with two groups of 17 students. Staff are 1 ECT and 1 diploma-qualified educator, with minimal owner involvement. A new lease term of 3 + 3 + 3 years is to be offered to an approved purchaser, subject to landlord consent.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $179,000 is paid

  • Your cash $53,700
  • Loan $125,300

What borrowing costs

$158,751 repaid in all

  • Borrowed $125,300
  • Interest $33,451
AU-20236Estimate

Asking price$179,000

Paid by

Your cash$53,700

Secured loan, 7 years at 6.98%$125,300

Each month

Loan repayment$1,890

Repayments each month

$1,890

Over 7 years you repay $158,751, of which $33,451 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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