Bakery and cafe with small wholesale supply
Photos: LINK Business Brokers
About the business
A bakery and cafe with retail, cafe service and small wholesale supply in the Riverina, New South Wales. It has traded for over a century. It trades 7 days across both sites, with a trained team in place. There are two locations, one freehold and one under a long-term lease. The broker reports a long-standing regional brand recognised near and afar.
Financing calculator
An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.
Asking price$1,650,000
Paid by
Your cash$495,000
Secured loan, 7 years at 6.98%$1,155,000
Each month
Loan repayment$17,420
Repayments each month
$17,420
Over 7 years you repay $1,463,343, of which $308,343 is interest.
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.
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