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Gelato retail business

Photos: LINK Business Brokers

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About the business

A gelato retail business in Melbourne, Victoria. It is staffed and systemised. The premises have a fully equipped retail fit out, and the lease runs to 2028. Training is included. The broker reports great street exposure in a high traffic suburban location and a loyal local following.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $70,000 is paid

  • Your cash $21,000
  • Loan $49,000

What borrowing costs

$62,081 repaid in all

  • Borrowed $49,000
  • Interest $13,081
AU-20357Estimate

Asking price$70,000

Paid by

Your cash$21,000

Secured loan, 7 years at 6.98%$49,000

Each month

Loan repayment$740

Repayments each month

$740

Over 7 years you repay $62,081, of which $13,081 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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Gelato retail business for sale, Melbourne VIC | Signetry