Licensed cafe with breakfast and lunch menu

Photos: LINK Business Brokers

About the business

A licensed cafe in a beachside precinct in Sydney's Eastern Suburbs, New South Wales. It serves quality coffee and a focused breakfast and lunch menu, dine-in and takeaway, to locals, beachgoers and visitors. It trades seven days and is currently owner-operated. The fit-out was recently upgraded. Plant and equipment are included in the sale.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$72,000 of the $240,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $240,000 is paid

Your cash $72,000
Loan $168,000

What borrowing costs

$212,850 repaid in all

Borrowed $168,000
Interest $44,850

AU-20412Estimate

Asking price$240,000

Paid by

Your cash$72,000

Secured loan, 7 years at 6.98%$168,000

Each month

Loan repayment$2,530

Repayments each month

$2,530

Over 7 years you repay $212,850, of which $44,850 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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