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Wholesale distribution to garden centres, 20 years trading

Photos: LINK Business Brokers

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About the business

A wholesale distribution business in Sydney, New South Wales, servicing garden centres, hardware retailers, landscaping suppliers and trade customers throughout NSW and the ACT. It was established more than 20 years ago. The product range covers fertilisers, chemicals, tools, garden products, mixes and mulches. It supplies one of NSW's largest multi-site garden retail groups. Delivery is through a combination of direct fleet capability and third-party logistics support. The broker reports a lean operational structure with experienced warehouse and operations personnel.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $390,000 is paid

  • Your cash $117,000
  • Loan $273,000

What borrowing costs

$345,881 repaid in all

  • Borrowed $273,000
  • Interest $72,881
AU-20429Estimate

Asking price$390,000

Paid by

Your cash$117,000

Secured loan, 7 years at 6.98%$273,000

Each month

Loan repayment$4,120

Repayments each month

$4,120

Over 7 years you repay $345,881, of which $72,881 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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