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Cafe with open kitchen, Monday to Friday and weekends

Photos: LINK Business Brokers

Photo 1 of 8

About the business

A cafe in the Inner West of Sydney, New South Wales. The owner works 4.5 to 5 days. It is positioned under a residential building on a main street, with an open kitchen. The coffee machine and grinders are owned by the vendor, and stock is extra.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $290,000 is paid

  • Your cash $87,000
  • Loan $203,000

What borrowing costs

$257,194 repaid in all

  • Borrowed $203,000
  • Interest $54,194
AU-20433Estimate

Asking price$290,000

Paid by

Your cash$87,000

Secured loan, 7 years at 6.98%$203,000

Each month

Loan repayment$3,060

Repayments each month

$3,060

Over 7 years you repay $257,194, of which $54,194 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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